David Floyd
Head of Private Client
Financial Planning
Qualifications
- •FPFS
- •Chartered Financial Planner
Introducing David
David is a member of the leadership team at Bowmore Wealth Group, where he oversees the financial planning team at Bowmore Financial Planning. He is a Chartered Financial Planner and a Fellow of the Personal Finance Society (FPFS), the highest level of professional recognition in UK financial planning, reflecting both advanced technical knowledge and a commitment to the highest ethical standards. With 25 years of experience in financial services, David brings a breadth of perspective to every client relationship. In leading the planning team, he makes sure every client receives advice that is thorough, clearly explained and genuinely suited to their circumstances and goals. He sets the standards the team works to, supports the professional development of the firm's planners, and keeps the quality of advice consistent across the business. David also has deep expertise in the UK regulatory landscape and plays a central role in shaping the group's future vision and operational framework. This keeps Bowmore at the forefront of good practice, so clients can be confident that their financial affairs are in expert, trusted hands
Tell me more
What do you enjoy most about your job?
Seeing the difference good planning makes. There's real satisfaction in helping someone go from feeling uncertain about their finances to feeling confident and in control, and in building a team that does that consistently for every client.
How do you like to spend your time outside of work?
Outside work, David enjoys a range of sports and enjoying time with his family, usually keeping him busy at weekends.
One thing that is guaranteed to make your day better…
A client telling us that a plan we put together has let them do something they'd always hoped for, whether that's retiring early, helping their family or finally buying the boat.
What made you decide to do the work you’re currently doing?
I've always enjoyed the mix of technical detail and lifestyle planning that financial planning offers. It's one of the few professions where you can solve complex problems and genuinely change people's lives at the same time.
What is one personal rule that you never break?
Always do what's right for the client through educated decision making, even when it's not the easy option. No one can predict the future so each step you take should be considered, especially where your finances are concerned
Ready to take the next step?
Our first meeting is free of charge and without obligation. A Chartered Financial Planner will listen to your situation and explain exactly how we can help.