Health Cashplan

Supporting Employee Wellbeing & Engagement

What is a Health Cashplan?

A Health Cashplan is an employee benefit that allows staff to claim back some of the cost of everyday healthcare expenses. This typically includes dental check-ups, eye tests, physiotherapy, prescription charges, and a range of other routine treatments. Employees simply claim the cost back up to an agreed annual limit.

Unlike private medical insurance, which focuses on major medical events and treatment, a Health Cashplan covers day-to-day health and wellbeing, helping employees to stay healthy and supported.

Why Health Cashplans Matter for Your Business

Attract and Retain Top Talent

• Offering a Health Cashplan demonstrates that you value employee wellbeing beyond the workplace.

• It’s a tangible, easy-to-use benefit that appeals to staff at all levels, situations, and circumstances, enhancing your overall employee value proposition.

Boost Employee Engagement

• Encourages proactive self-care and routine healthcare access, which can help to reduce absence.

• Creates a culture where wellbeing is genuinely supported, leading to higher morale and loyalty.

Cost-Effective and Flexible

• More affordable than many traditional healthcare benefits.

• Plans can be tailored to your budget and workforce needs, whether fully employer-funded, part-funded, or offered as a voluntary benefit.

Why Choose Bowmore?

• Bowmore reviews the full Health Cashplan market to identify the most suitable provider and structure for your organisation. We’re not tied to any single insurer, meaning our recommendations are guided solely by what’s best for your business and your team.

Long-Term Value

• We focus on securing products that work for you now and in the future – avoiding quick-fix, short-term solutions. Many of our clients have been with us for over 7 years because we prioritise transparency, service, and sustainable results.

Integrated Benefits Approach

• Your Health Cashplan can stand alone or be integrated into a wider employee benefits package, ensuring all benefits are easy to access and manage.