Bowmore Financial Planning — Chartered Financial Advisers
Group Income Protection

Group Income Protection

Income Security & Early Intervention Support

What is Group Income Protection?

Group Income Protection pays a percentage of salary to employees who are unable to work due to illness or injury, after a set deferred period. It also includes rehabilitation and return-to-work support to help employees recover and reintegrate.

Why Group Income Protection Matters for Your Business

Attract and Retain Top Talent

  • Demonstrating a proactive approach to employee wellbeing and resilience, the income protection scheme can strengthen your employer brand.

Protect Employee Income

  • Ensures employees can maintain some financial stability during long-term absence, reducing stress and supporting recovery.

Reduce Absence Duration

  • Early intervention services, such as physiotherapy, counselling or occupational health services, can help employees return to work sooner and more sustainably.

Why Choose Bowmore?

Market Review

  • We compare leading insurers to find the right balance of cost, cover and support services tailored to your workforce.

Long-Term Value

  • From claims management and scheme reviews to ongoing optimisation, we help you maintain a compliant, sustainable protection scheme that evolves with your business.

Integrated Benefits Approach

  • Combine Group Income Protection with other benefit schemes such as Group Life, Critical Illness, and wellbeing services for a comprehensive employee protection strategy.

Ready to take the next step?

Our first meeting is free of charge and obligation-free. We'll listen to your situation and explain how we can help — with no pressure and no jargon.